Andy Sabo
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Andy is a seasoned Loan Officer based in Honolulu, Hawaii, with over 40 years of experience and a diverse background in technology, real estate, commercial mortgages, and residential mortgages. Andy simplifies the mortgage journey and helps clients achieve their real estate goals.
Loan Expertise: Andy specializes in a wide range of loans, including conventional, FHA, VA, and non-QM loans. Whether clients are first-time homebuyers, investors, or seasoned buyers, he has the knowledge and solutions to meet their specific needs.
Educational Background: Holding an MBA and a Bachelor of Science in Business/Entrepreneurial Studies from Hawaii Pacific University, along with a technical degree from DeVry University, equips Andy with analytical skills to find tailored solutions for financing needs.
Tech-Savvy Approach: Leveraging his background in information technology, Andy uses cutting-edge tools and technology to streamline the mortgage process, ensuring a smooth experience from application to closing.
National Reach: Loan Factory, where Andy operates, is a licensed mortgage broker in 48 states, providing clients with access to a wide range of mortgage products. Whether clients are looking to purchase a home, refinance, or invest, he has the resources and expertise to assist them in getting the best possible deal.
Realtor and Investor Partnerships: Andy is not only a Loan Officer but also a licensed Realtor in California. He collaborates closely with real estate agents and investors, ensuring clients have a network of professionals to assist them in finding the perfect property or investment opportunity.
Client-Centric Approach: Andy's commitment to clients is unwavering. He provides personalized solutions that align with clients' goals. Whether it's securing the lowest rates, improving credit scores, or evaluating properties for a DSCR loan, Andy guides clients through every step of the process.
Clients considering Andy as their Loan Officer can look forward to a seamless and successful real estate experience in the vibrant markets of Hawaii and California. Whether they are buying their first home, expanding their real estate portfolio, or refinancing, he is dedicated to delivering expert advice and exceptional service.
Aloha!
Phone: (858) 433-5162
NMLS#: 2248266
License: CA, HI
Spoken Language: English
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 239 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
239+
Number of Lenders
10936+
1710+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
